Processing fees are only useful when their settlement model and extra network costs are visible. This comparison uses standard public pricing and links directly to each provider’s own fee page.
- Official pricing links
- Comparable sample amounts
- Settlement differences included
Published processing fees
Compare the fee before comparing the product.
Illustrative fees use the providers' standard published rates and exclude taxes, negotiated discounts, currency conversion beyond the stated plan, and variable blockchain costs.
| Provider | Published fee | On $5 | On $50 | On $500 | Settlement and network costs | Proof |
|---|---|---|---|---|---|---|
| FRENT Direct onchain | $0.01 / $0.10 / $1.00 fixed tiers | $0.01 | $0.10 | $1.00 | Native USDC goes directly to the merchant wallet through the terminal contract.Payer gas is separate. | Current FRENT contract rules |
| Stripe | 1.5% of the USD transaction amount | $0.08 | $0.75 | $7.50 | Stablecoin checkout with conversion to fiat included in the published price.Gas sponsorship is included. | Stripe pricing |
| BitPay | 2% + $0.25 below $500,000 monthly volume | $0.35 | $1.25 | $10.25 | Processor settlement in supported local currency, cryptocurrency, or a combination.Additional network costs can apply. | BitPay pricing |
| NOWPayments | 1% without conversion; 1.5% with conversion | $0.05 | $0.50 | $5.00 | Crypto can go to a merchant wallet or a custody balance.Network fees are separate. | NOWPayments pricing |
Questions, answered plainly
Compare FAQ
Are network gas costs included in the comparison?
No. The sample amounts compare published provider processing fees. Variable blockchain gas and any provider-specific network costs are described separately.
Why can settlement models not be compared on fee alone?
FRENT sends native USDC directly to a merchant wallet. Other providers may convert to fiat, settle through an account, support more assets or bundle compliance and fraud services. Those services affect both price and product scope.
How current are the competitor fees?
The page states its review date and links to each official pricing source. Provider pricing can change, so the linked source always takes precedence.
Ready when your wallet is
Set up your USDC point of sale.
Connect the merchant wallet, choose Base or Polygon and review the terminal deployment before accepting a payment.